Terms and Conditions
Important Notice Regarding Website Content
The information and content (collectively, Content) on this Website is for your general educational information only. This Website is intended for a United States audience. If you live outside the U.S., you may see information on this Website about services or products that are not available or authorized in your country.
Agreement and Terms
These Website Terms and Conditions (Terms) describe the rules for using this Website. These Terms constitute a legally binding agreement between you, the person using this Website, and Sterling & Company, P.C. If you are helping another person use this Website, these Terms constitute a legally binding agreement between both the helper and the person being helped and Sterling & Company, P.C. Terms refer to Sterling & Company, P.C. and its affiliate entities.
By using this Website, you agree to the most-recent Terms as well as the most recent version of our Privacy Policy. We may change these Terms at any time, and such changes will be posted on this or a similar page of this Website. It is your responsibility to review these Terms each time you use this Website. By continuing to use this Website, you consent to any changes to our Terms.
If you enter into any other agreement with the Company, then these Terms are in addition to the terms of such additional agreement. Neither entering into this agreement, nor visiting this Website, nor any of these Terms, guarantees that you are eligible to receive coverage from us for any plan offered through this Website or otherwise.
License to Use this Website and Content Ownership
Subject to these Terms, the Company grants you a personal, non-transferable, nonexclusive, revocable, limited license to view the Content on the Website for the sole purpose of collecting information regarding our plan and related activities such as, if permitted on this Website, applying to enroll in a program.
You may also print a reasonable number of copies of the Content for your personal use, but in such case, you must reproduce all proprietary copyright and trademark notices. All rights, title, and interest in and to the Website, including the Content, and all intellectual property rights, including all copyright, trademark, patent, and trade secret rights therein, shall remain with the Company and our licensors and vendors. No ownership interest is transferred to you or any other entity under making the Content available on the Website, granting the preceding licenses, or entering into this Agreement.
If you choose to provide us with any feedback, suggestions, or similar communications, all such messages (collectively, Feedback Messages) will be considered non-personal, non-confidential (except for personal information as described in our Privacy Policy), and nonproprietary.
You at this moment grant the Company a perpetual, sub-licensable, assignable, unrestricted, worldwide, royalty-free, irrevocable license to use, reproduce, display, perform, practice, modify, create derivative or collective works, transmit and distribute your Feedback Messages, in whole or in part, and including all intellectual property rights therein.
Some websites operated by the Company include trademarks or logos belonging to other third-party licensors and are used according to an agreement with such third parties.
We may terminate this license at any time for any reason. If you breach any of these Terms, your permission to the Content terminates immediately. Upon the termination of this license, you must stop using this Website, including all Content, and return or destroy all copies, including electronic copies, of the Content in your possession or control.
Restrictions on Use of this Website
You agree not to:
Use this Website or Content in any way not explicitly permitted by these Terms or the text of the Website itself;
Copy, modify, or create derivative works involving the Content, except you may print a reasonable number of copies for your personal use;
Misrepresent your identity or provide us with any false information in any information-collection portion of this Website, such as a registration or enrollment application page;
Take any action intended to interfere with the operation of this Website;
Access or attempt to access any portion of this Website to which you have not been explicitly granted access;
Directly or indirectly authorize anyone else to take actions prohibited in this section.
Changes to Website Content
We may change, add or remove some or all of the Content on this Website at any time. Besides, please note that although our goal is to provide accurate information, certain features that may be offered through this Website, pricing information, or other Content may not be correct or up to date. Besides, please note that parts of any services described on this Website may change over time as permitted by law.
No Warranties
All content on this Website is provided to you on an as-is, as available basis. The company, all third parties, if any, providing content for this Website, and all third parties providing support or information for this Website (collectively, Website-related-parties) at this moment disclaim all warranties of any kind, either express or implied, statutory or otherwise including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
The Website-related-parties makes no warranty as to the accuracy, completeness, currency, or reliability of any content available through this Website. Without limiting the preceding, the Website-related-parties specifically do not represent or warrant that any information regarding particular plan benefits or scope of coverage is accurate or complete.
The Website-related-parties makes no representations or warranties that use of this Website will be uninterrupted or error-free. You are responsible for taking all precautions necessary to ensure that any content you may obtain from this Website is free of viruses and any other potentially destructive computer code.
Some states do not allow limitations on implied warranties, so one or more of the above limitations may not apply to you.
Limitation of Liability
You agree that none of the Website-related-parties shall be liable for any damage resulting from your use or inability to use this Website or the content. This protection covers claims based on warranty, contract, tort, strict liability, and any other legal theory.
This protection covers the Website-related-parties, including all affiliates and their officers, directors, employees, and agents. This protection covers all losses including, without limitation, direct or indirect, special, incidental, consequential, exemplary, and punitive damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption.
The total cumulative liability of the Website-related-parties, including all affiliates, and their officers, directors, employees, and agents, if any, for losses or damages shall be limited to the number of your actual damages, not to exceed the US $100.00. The limit of liability may not be effective in some states. In no event shall the Website-related-parties, including all affiliates, and their officers, directors, employees, and agents, be liable to you for any losses or damages other than the amount described above.
All other damages, direct or indirect, special, incidental, consequential, exemplary, or punitive, resulting from any use of the Website or content are excluded even if the Website-related-parties have been advised of the possibility of such damages. You agree that you use this site at your own risk. If you are dissatisfied with this Website or the content, your sole and exclusive remedy is to discontinue using the Website.
Governing Law and Statute of Limitations
The State’s laws govern these Terms and any cause of action arising under or relating to your use of the Website, without reference to its choice-of-law principles. You agree that the only proper jurisdiction and venue for any dispute with the Company, or in any way relating to your use of this Website, is in the state and federal courts of the State.
You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving the Company or its employees, officers, directors, agents, and providers. Suppose any provision of these Terms is determined to be invalid under any applicable statute or the rule of law. In that case, such provision is to that extent to be deemed omitted, and the balance of the Agreement shall remain enforceable.
Before seeking legal recourse for any harm you believe you have suffered arising from or related to your use of this Website, you agree to inform us in writing and give us 30 days to cure the harm before initiating any action. You must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.
Effective Date
The Effective Date of these Terms is February 12, 2021.
Additional Terms
Your obligations under the following sections survive termination of this Agreement: Important Note Regarding Website Content; Agreement and Terms; portions of License to use this Website and content ownership; Restrictions on use of this Website; Changes to Website content; Links; No Warranties; Limitation of Liability; Governing law and statute of limitations; and Additional terms. Suppose any provision of these Terms is found to be invalid by any court having competent jurisdiction.
In that case, such provision’s invalidity shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
You agree to defend, indemnify, Website-Related-Parties and their subsidiaries, affiliates, officers, directors, employees, and agents, harmless from any claim, demand, or damage, including reasonable attorneys' fees, arising out of or related to your breach of this Agreement or your use or misuse of the Content or Website. You may not transfer or assign any rights or obligations under this Agreement. The Company may share or assign its rights and obligations under this Agreement.
